1st Summit Bancorp Stock Performance
| FSMK Stock | USD 38.85 1.86 5.03% |
On a scale of 0 to 100, 1ST SUMMIT holds a performance score of 14. The firm shows a Beta (market volatility) of -0.67, which signifies possible diversification benefits within a given portfolio. As returns on the market increase, returns on owning 1ST SUMMIT are expected to decrease at a much lower rate. During the bear market, 1ST SUMMIT is likely to outperform the market. Please check 1ST SUMMIT's skewness, and the relationship between the value at risk and day median price , to make a quick decision on whether 1ST SUMMIT's price patterns will revert.
Risk-Adjusted Performance
Good
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in 1ST SUMMIT BANCORP are ranked lower than 14 (%) of all global equities and portfolios over the last 90 days. Despite quite weak primary indicators, 1ST SUMMIT disclosed solid returns over the last few months and may actually be approaching a breakup point. ...more
| Price Earnings Ratio | 18.4098 | |
| Dividend Yield | 0.0125 | |
| Payout Ratio | 0.2991 |
1ST |
1ST SUMMIT Relative Risk vs. Return Landscape
If you would invest 2,973 in 1ST SUMMIT BANCORP on November 4, 2025 and sell it today you would earn a total of 912.00 from holding 1ST SUMMIT BANCORP or generate 30.68% return on investment over 90 days. 1ST SUMMIT BANCORP is currently generating 0.4742% in daily expected returns and assumes 2.6766% risk (volatility on return distribution) over the 90 days horizon. In different words, 24% of pink sheets are less volatile than 1ST, and 91% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
1ST SUMMIT Target Price Odds to finish over Current Price
The tendency of 1ST Pink Sheet price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 38.85 | 90 days | 38.85 | about 19.32 |
Based on a normal probability distribution, the odds of 1ST SUMMIT to move above the current price in 90 days from now is about 19.32 (This 1ST SUMMIT BANCORP probability density function shows the probability of 1ST Pink Sheet to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days 1ST SUMMIT BANCORP has a beta of -0.67. This usually indicates as returns on the benchmark increase, returns on holding 1ST SUMMIT are expected to decrease at a much lower rate. During a bear market, however, 1ST SUMMIT BANCORP is likely to outperform the market. Additionally 1ST SUMMIT BANCORP has an alpha of 0.4558, implying that it can generate a 0.46 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta). 1ST SUMMIT Price Density |
| Price |
Predictive Modules for 1ST SUMMIT
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as 1ST SUMMIT BANCORP. Regardless of method or technology, however, to accurately forecast the pink sheet market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the pink sheet market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.1ST SUMMIT Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. 1ST SUMMIT is not an exception. The market had few large corrections towards the 1ST SUMMIT's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold 1ST SUMMIT BANCORP, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of 1ST SUMMIT within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.46 | |
β | Beta against Dow Jones | -0.67 | |
σ | Overall volatility | 3.66 | |
Ir | Information ratio | 0.15 |
1ST SUMMIT Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of 1ST Pink Sheet often depends not only on the future outlook of the current and potential 1ST SUMMIT's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. 1ST SUMMIT's indicators that are reflective of the short sentiment are summarized in the table below.
| Dividend Yield | 0.0125 | |
| Forward Annual Dividend Rate | 0.86 | |
| Shares Float | 1.8 M |
1ST SUMMIT Fundamentals Growth
1ST Pink Sheet prices reflect investors' perceptions of the future prospects and financial health of 1ST SUMMIT, and 1ST SUMMIT fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on 1ST Pink Sheet performance.
| Return On Equity | 0.0684 | |||
| Return On Asset | 0.0069 | |||
| Profit Margin | 0.25 % | |||
| Operating Margin | 0.28 % | |||
| Current Valuation | 145.46 M | |||
| Shares Outstanding | 1.1 M | |||
| Price To Earning | 18.41 X | |||
| Price To Sales | 2.26 X | |||
| Revenue | 33.54 M | |||
| Book Value Per Share | 57.07 X | |||
| Cash Flow From Operations | 12.03 M | |||
| Earnings Per Share | 3.75 X | |||
About 1ST SUMMIT Performance
By examining 1ST SUMMIT's fundamental ratios, stakeholders can obtain critical insights into 1ST SUMMIT's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that 1ST SUMMIT is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
1ST SUMMIT BANCORP of Johnstown, Inc. operates as the bank holding company for 1ST SUMMIT BANK that provides various banking products and services. The company was formerly known as SUMMIT Bancorp, Inc. and changed its name to 1ST SUMMIT BANCORP of Johnstown, Inc. in 1996. 1ST SUMMIT BANCORP of Johnstown, Inc. was incorporated in 1924 and is based in Johnstown, Pennsylvania. 1st Summit operates under BanksRegional classification in the United States and is traded on OTC Exchange.Things to note about 1ST SUMMIT BANCORP performance evaluation
Checking the ongoing alerts about 1ST SUMMIT for important developments is a great way to find new opportunities for your next move. Pink Sheet alerts and notifications screener for 1ST SUMMIT BANCORP help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.Evaluating 1ST SUMMIT's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate 1ST SUMMIT's pink sheet performance include:- Analyzing 1ST SUMMIT's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether 1ST SUMMIT's stock is overvalued or undervalued compared to its peers.
- Examining 1ST SUMMIT's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating 1ST SUMMIT's management team can have a significant impact on its success or failure. Reviewing the track record and experience of 1ST SUMMIT's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of 1ST SUMMIT's pink sheet. These opinions can provide insight into 1ST SUMMIT's potential for growth and whether the stock is currently undervalued or overvalued.
Other Information on Investing in 1ST Pink Sheet
1ST SUMMIT financial ratios help investors to determine whether 1ST Pink Sheet is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in 1ST with respect to the benefits of owning 1ST SUMMIT security.